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Trump and PSLF

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Dear Clients, Friends and Colleagues, I trust this message finds you well, and thriving. Happy summer of 2017! I am writing with  a quick, important update on national student loan news. Read on below. About the PSLF Program In the last year or so, many of you have expressed a lot of concern over the potential loss of the Public Service Loan Forgiveness and other programs, as the result of the new administration’s stance on student loan policies. I have continuously reassured everyone who Continue reading

The Student Aid Bill of Rights (Obama’s Memorandum)

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Big news! Today, President Obama signed a memo called the Student Aid Bill of Rights. Through this memo, he plans on changing student loan regulations to make repayment easier, as of July 1st, 2016. Also, he intends to establish and ensure strong consumer protections for student loan borrowers. Phew. These are welcome news, indeed. Notable fact: This isn’t the first time federal student loan regulations have been majorly overhauled on July 1st. In both 1987 and 1993, on July 1st, Continue reading

Student loan speaks on the Michael Cohen radio show

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This morning, I had the pleasure of being the featured guest on Michael Cohen’s radio show. You can click here to listen to the interview. I really enjoyed sharing helpful information that I usually don’t get to share, particularly some little-known facts about student loan delinquency, and how it greatly differs from being delinquent (i.e. late) on any other type of debt. Sneak preview: student loans have much kinder policies for payment lateness — and they’re far more flexible than Continue reading

Thanksgiving for student loans

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  There are a lot of negative news in the media right now surrounding student loan debt. So in light of the coming holiday, I’d like you to consider the positive side of federal student loans. Sure, the industry is not perfect. Far from, in fact. But these loans have quite a few characteristics that work in the borrower’s favor – a lot more than you might expect!   First of all, your credit score was not a consideration. To Continue reading

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